:root {
  --primary-purple: #292075;
  --primary-purple-80: #342b86;
  --primary-purple-20: #d8e7f4;
  --primary-purple-10: #eef7fc;
  --primary-pink: #00b5ef;
  --primary-pink-20: #c9effb;
  --primary-pink-10: #eaf8fd;
  --primary-blue: #00a9e0;
  --primary-blue-20: #caeef8;
  --primary-blue-10: #edf9fd;
  --grey-0: #ffffff;
  --grey-10: #f7f7f7;
  --grey-30: #d4d4d4;
  --grey-50: #b4b4b4;
  --grey-80: #747474;
  --heading: #3f3f3f;
  --body: #000000;
  --success: #2f7f15;
  --success-soft: #d5e5d0;
  --warning: #ec7116;
  --graph-orange: #ec7116;
  --error: #e0121a;
  --error-soft: #f9d0d1;
  --info-soft: #efefef;
  --sbi-indigo: #280071;
  --sbi-cyan: #12a8e0;
  --sbi-yellow: #ffd100;
  --sbi-blue: var(--sbi-indigo);
  --sbi-mid: var(--sbi-cyan);
  --sbi-ink: var(--heading);
  --muted: var(--grey-80);
  --line: var(--grey-30);
  --amber: var(--graph-orange);
  --emerald: var(--success);
  --rose: var(--error);
  --violet: var(--primary-pink);
  --soft: var(--grey-10);
  --ai-gradient: linear-gradient(90deg, var(--sbi-indigo), var(--sbi-cyan));
  --surface-paper: var(--grey-0);
  --surface-quiet: var(--grey-10);
  --surface-soft-blue: var(--primary-blue-10);
  --border-soft: var(--grey-30);
  --shadow-resting: 0 8px 20px rgb(63 63 63 / .08);
  --shadow-floating: 0 18px 46px rgb(41 32 117 / .16);
  --background: var(--grey-0);
  --foreground: var(--heading);
  --card: var(--grey-0);
  --card-foreground: var(--heading);
  --popover: var(--grey-0);
  --popover-foreground: var(--heading);
  --primary: var(--primary-purple);
  --primary-foreground: var(--grey-0);
  --secondary-surface: var(--grey-10);
  --secondary-foreground: var(--heading);
  --muted-surface: var(--grey-10);
  --muted-foreground: var(--grey-80);
  --accent: var(--primary-blue-10);
  --accent-foreground: var(--primary-blue);
  --destructive: var(--error);
  --border: var(--grey-30);
  --input: var(--grey-30);
  --ring: var(--primary-blue);
  --space-section: clamp(38px, 5vw, 60px);
  --space-section-tight: clamp(24px, 4vw, 38px);
  --space-card: clamp(20px, 3vw, 30px);
  --saathi-hero-overlap: clamp(118px, 16vw, 150px);
  --saathi-help-overlap: clamp(220px, 22vw, 260px);
  --radius-panel: 20px;
  --radius-card: 12px;
  --shadow-card: 0 10px 28px rgb(63 63 63 / .07);
  --shadow-card-hover: 0 18px 44px rgb(63 63 63 / .14);
  --motion-fast: 160ms;
  --motion-standard: 220ms;
  --motion-emphasis: 360ms;
  --ease-standard: cubic-bezier(.2, 0, 0, 1);
  --ease-out-strong: cubic-bezier(.16, 1, .3, 1);
  --ease-in-soft: cubic-bezier(.4, 0, 1, 1);
  font-family: Roboto, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}

* { box-sizing: border-box; }
body { margin: 0; color: var(--foreground); background: var(--background); overflow-x: hidden; }
a { color: inherit; text-decoration: none; cursor: pointer; }
button, input { font: inherit; }
button { cursor: pointer; border: 0; }
img { display: block; max-width: 100%; }
.lucide { width: 16px; height: 16px; stroke-width: 2.2; flex: 0 0 auto; }
.icon-button { display: inline-grid; place-items: center; }
.language,
.auth-cta,
.menu-button,
.secondary-link,
.header-prompts button,
.language-panel a,
.mobile-menu button,
.primary,
.secondary,
.visit-segment button,
.prompt-row button,
.locator-search button,
.chips button,
.scheme-toggle,
.scheme-body button,
.locator-tabs button,
.floating,
.close-dialog {
  min-height: 40px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  border-radius: 999px;
  font-weight: 700;
  transition:
    background-color var(--motion-standard) var(--ease-standard),
    border-color var(--motion-standard) var(--ease-standard),
    color var(--motion-standard) var(--ease-standard),
    box-shadow var(--motion-standard) var(--ease-standard),
    transform var(--motion-standard) var(--ease-out-strong);
}
button:focus-visible,
a:focus-visible,
input:focus-visible,
summary:focus-visible {
  outline: 2px solid var(--ring);
  outline-offset: 2px;
}
.search input,
.prompt-row input,
.locator-search input,
.ai-search-row input {
  color: var(--foreground);
}
.wrap { max-width: 1280px; margin: 0 auto; padding-inline: 24px; }

.site-header { position: sticky; top: 0; z-index: 40; background: white; box-shadow: 0 1px 0 var(--grey-30); overflow: visible; }
.nav-row { position: relative; z-index: 8; background: white; }
.nav-inner { display: flex; align-items: center; justify-content: space-between; gap: 12px; padding-block: 10px; }
.brand { position: relative; width: 42px; height: 42px; flex: 0 0 auto; display: block; overflow: hidden; transition: width var(--motion-emphasis) var(--ease-out-strong); }
.brand:hover, .brand:focus-visible { width: 144px; outline: none; }
.brand img { position: absolute; left: 0; top: 50%; height: 42px; width: auto; object-fit: contain; transform: translateY(-50%); transition: opacity var(--motion-fast) var(--ease-standard); }
.brand-square { opacity: 1; }
.brand-full { opacity: 0; }
.brand:hover .brand-square, .brand:focus-visible .brand-square { opacity: 0; }
.brand:hover .brand-full, .brand:focus-visible .brand-full { opacity: 1; }
.footer-brand img { height: 34px; width: auto; }
.header-nav { flex: 1 1 auto; min-width: 0; display: flex; align-items: center; gap: 8px; margin-left: 10px; }
.header-nav .secondary-link { min-height: 40px; border-radius: 999px; padding-inline: 14px; }
.header-nav .quick-card-panel, .header-nav .explore-panel { left: 50%; right: auto; }
.language { display: inline-flex; align-items: center; gap: 7px; border: 1px solid var(--grey-30); background: white; border-radius: 999px; padding: 9px 14px; color: var(--heading); }
.search { position: relative; flex: 1 1 520px; max-width: 650px; min-width: 180px; }
.search-logo { display: none; }
.search input { width: 100%; height: 50px; border: 2px solid transparent; border-radius: 999px; padding: 0 148px 0 22px; outline: none; background: linear-gradient(white, white) padding-box, var(--ai-gradient) border-box; box-shadow: 0 8px 24px rgb(63 63 63 / .08); }
.search input:focus { box-shadow: 0 0 0 4px rgb(0 181 239 / .16), 0 10px 28px rgb(63 63 63 / .1); }
.search button[type="submit"] { position: absolute; right: 5px; top: 5px; height: 40px; min-width: 76px; display: inline-flex; align-items: center; justify-content: center; gap: 6px; border-radius: 999px; background: var(--ai-gradient); color: white; padding-inline: 16px; box-shadow: 0 10px 24px rgb(0 169 224 / .24); }
.search button[type="submit"] .lucide, .saathi-ask .lucide, .scheme-summary-block .lucide { width: 15px; height: 15px; }
.header-voice { position: absolute; right: 86px; top: 5px; width: 40px; height: 40px; border-radius: 50%; background: transparent; color: var(--primary-purple); }
.header-prompts { position: absolute; left: 0; right: 0; top: calc(100% + 8px); display: grid; gap: 6px; padding: 10px; border: 1px solid var(--grey-30); border-radius: 16px; background: white; box-shadow: 0 18px 44px rgb(63 63 63 / .16); opacity: 0; visibility: hidden; pointer-events: none; transform: translateY(8px) scale(.985); transform-origin: top center; filter: blur(2px); transition: opacity var(--motion-standard) var(--ease-standard), transform var(--motion-standard) var(--ease-out-strong), filter var(--motion-standard) var(--ease-out-strong), visibility var(--motion-standard) var(--ease-standard); z-index: 10; }
.search:focus-within .header-prompts, .search.open .header-prompts { opacity: 1; visibility: visible; pointer-events: auto; transform: translateY(0) scale(1); filter: blur(0); }
.header-prompts button { position: static; height: auto; border-radius: 10px; background: var(--grey-10); color: var(--heading); padding: 10px 12px; text-align: left; }
.header-prompts button:hover, .header-prompts button:focus-visible { background: var(--primary-blue-10); color: var(--sbi-blue); outline: none; }
.auth-actions { display: flex; align-items: center; gap: 8px; flex-shrink: 0; }
.auth-cta { min-height: 40px; display: inline-flex; align-items: center; gap: 7px; border-radius: 999px; padding: 0 16px; font-weight: 700; }
.login-cta { background: white; color: var(--sbi-blue); border: 1px solid var(--primary-blue-20); }
.signup-cta { background: var(--sbi-blue); color: white; }
.language-menu { position: relative; flex-shrink: 0; }
.language::after { content: ""; width: 7px; height: 7px; border-right: 1.5px solid currentColor; border-bottom: 1.5px solid currentColor; transform: rotate(45deg) translateY(-2px); margin-left: 2px; }
.language-panel { position: absolute; right: 0; top: calc(100% + 8px); z-index: 80; width: 190px; display: grid; gap: 2px; padding: 8px; border: 1px solid var(--grey-30); border-radius: 12px; background: white; box-shadow: 0 18px 44px rgb(63 63 63 / .16); opacity: 0; visibility: hidden; pointer-events: none; transform: translateY(8px) scale(.985); transform-origin: top right; filter: blur(2px); transition: opacity var(--motion-standard) var(--ease-standard), transform var(--motion-standard) var(--ease-out-strong), filter var(--motion-standard) var(--ease-out-strong), visibility var(--motion-standard) var(--ease-standard); }
.language-menu.open .language-panel { opacity: 1; visibility: visible; pointer-events: auto; transform: translateY(0) scale(1); filter: blur(0); }
.language-panel a { padding: 9px 10px; border-radius: 8px; color: var(--heading); font-size: 14px; }
.language-panel a:hover, .language-panel a:focus-visible, .language-panel a[aria-current="true"] { background: var(--primary-blue-10); color: var(--sbi-blue); outline: none; }
.menu-button { display: none; flex-shrink: 0; border: 1px solid var(--grey-30); background: white; border-radius: 999px; padding: 8px 12px; }
.mobile-menu { padding: 16px 24px 22px; display: grid; gap: 10px; border-top: 1px solid var(--grey-30); }
.mobile-menu[hidden] { display: none; }
.mobile-menu button { border-radius: 999px; background: var(--sbi-blue); color: white; padding: 12px; }
.mobile-auth { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; }
.mobile-auth .login-cta { background: white; color: var(--sbi-blue); border: 1px solid var(--primary-blue-20); }
.mobile-auth .signup-cta { background: var(--sbi-blue); color: white; }

.secondary-link { display: inline-flex; align-items: center; justify-content: center; gap: 7px; min-height: 36px; border-radius: 10px; padding: 0 14px; background: transparent; color: var(--heading); font-size: 14px; font-weight: 500; white-space: nowrap; transition: background-color var(--motion-standard) var(--ease-standard), color var(--motion-standard) var(--ease-standard); }
.secondary-link:hover, .secondary-link:focus-visible, .nav-menu.open > .secondary-link { background: var(--primary-blue-10); color: var(--sbi-blue); outline: none; }
.explore-link { background: transparent; color: var(--heading); }
.nav-menu { position: relative; }
.secondary-menu-button::after { content: ""; width: 7px; height: 7px; border-right: 1.5px solid currentColor; border-bottom: 1.5px solid currentColor; transform: rotate(45deg) translateY(-2px); margin-left: 9px; transition: transform var(--motion-standard) var(--ease-out-strong); }
.nav-menu.open .secondary-menu-button::after { transform: rotate(225deg) translateY(-2px); }
.quick-card-panel, .explore-panel { position: fixed; left: 50%; top: 94px; border: 1px solid var(--primary-blue-20); border-radius: 12px; background: var(--popover); color: var(--popover-foreground); box-shadow: 0 22px 64px rgb(41 32 117 / .18); opacity: 0; visibility: hidden; pointer-events: none; transform: translate(-50%, 12px) scale(.99); transform-origin: top center; filter: blur(3px); transition: opacity var(--motion-emphasis) var(--ease-standard), transform var(--motion-emphasis) var(--ease-out-strong), filter var(--motion-emphasis) var(--ease-out-strong), visibility var(--motion-emphasis) var(--ease-standard); z-index: 90; }
.quick-card-panel, .explore-panel { width: min(1180px, calc(100vw - 32px)); display: grid; grid-template-columns: .82fr repeat(4, minmax(122px, 1fr)); gap: 0; padding: 0; overflow: hidden; }
.quick-card-panel { width: min(1520px, calc(100vw - 20px)); grid-template-columns: .62fr repeat(7, minmax(108px, 1fr)); }
.nav-menu.open .quick-card-panel, .nav-menu.open .explore-panel { opacity: 1; visibility: visible; pointer-events: auto; transform: translate(-50%, 0) scale(1); filter: blur(0); }
.nav-menu.open .quick-card-panel { transform: translate(-50%, 0) scale(1); }
.mega-panel section { min-height: 224px; padding: 18px 14px; border-left: 1px solid var(--primary-blue-20); background: white; }
.quick-card-panel section { min-height: 232px; padding: 16px 10px; }
.mega-panel .mega-feature { border-left: 0; background: var(--primary-blue-10); color: var(--heading); }
.mega-panel .mega-feature span { display: inline-flex; width: fit-content; border-radius: 999px; background: white; padding: 5px 9px; color: var(--sbi-blue); font-size: 10px; font-weight: 800; text-transform: uppercase; letter-spacing: .08em; }
.mega-panel .mega-feature h3 { margin: 14px 0 8px; color: var(--sbi-blue); font-size: 21px; line-height: 1.08; text-transform: none; letter-spacing: 0; }
.mega-panel .mega-feature p { color: var(--muted); line-height: 1.45; font-size: 13px; }
.mega-panel h3 { margin: 0 0 10px; color: var(--sbi-blue); font-size: 11px; text-transform: uppercase; letter-spacing: .1em; }
.mega-panel a { display: grid; grid-template-columns: 1fr; gap: 2px; padding: 9px 8px; border-radius: 8px; color: var(--heading); border-bottom: 1px solid var(--grey-10); }
.mega-panel a:hover, .mega-panel a:focus-visible { background: var(--primary-blue-10); color: var(--sbi-blue); outline: none; transform: translateX(2px); }
.mega-panel b { color: var(--sbi-blue); font-size: 13px; line-height: 1.2; }
.mega-panel section:not(.mega-feature) span { color: var(--muted); font-size: 11px; line-height: 1.25; }
.nav-card { min-height: 174px; border-radius: 10px; padding: 16px; display: flex; flex-direction: column; gap: 8px; color: white; }
.nav-card h3 { margin: 0 0 auto; color: inherit; font-size: 22px; font-weight: 400; }
.nav-card a { display: inline-flex; align-items: center; gap: 7px; color: inherit; font-size: 15px; opacity: .95; transition: opacity var(--motion-standard) var(--ease-standard), transform var(--motion-standard) var(--ease-out-strong); }
.nav-card a::before { content: "\2197"; font-size: 13px; }
.nav-card a:hover, .nav-card a:focus-visible { opacity: .72; transform: translateX(2px); outline: none; }
.accounts-card { background: var(--primary-purple); }
.loans-card { background: var(--primary-blue); }
.digital-card { background: var(--primary-pink); }
.cards-card { background: var(--primary-purple-80); }
.invest-card { background: var(--primary-purple-80); }
.nri-card { background: var(--primary-blue); }
.care-card { background: var(--heading); }

.ticker { overflow: hidden; background: linear-gradient(90deg, var(--primary-purple), #06478a, var(--primary-blue)); color: white; border-block: 1px solid var(--primary-blue-20); }
.ticker-track { display: flex; width: max-content; gap: 56px; padding: 7px 0; font-size: 13px; animation: ticker 32s linear infinite; }
.ticker:hover .ticker-track, .ticker:focus-within .ticker-track { animation-play-state: paused; }
.ticker-track span::after { content: ""; display: inline-block; width: 5px; height: 5px; margin-left: 56px; border-radius: 50%; background: var(--primary-blue-20); vertical-align: middle; }
@keyframes ticker { from { transform: translateX(0); } to { transform: translateX(-50%); } }

.hero { position: relative; min-height: 680px; overflow: hidden; }
.hero-slide { position: absolute; inset: 0; opacity: 1; visibility: visible; transform: translateX(100%); transition: transform 560ms var(--ease-out-strong), visibility 560ms var(--ease-standard); will-change: transform; }
.hero-slide.active { transform: translateX(0); z-index: 1; }
.hero-slide.is-before { transform: translateX(-100%); }
.hero-slide.is-after { transform: translateX(100%); }
.hero-slide img { width: 100%; height: 100%; object-fit: cover; object-position: top center; min-height: 680px; }
.hero-slide::after { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg, rgb(0 0 0 / .18), rgb(0 0 0 / .58) 48%, rgb(0 0 0 / .75)); }
.hero-copy { position: absolute; z-index: 1; right: max(24px, calc((100vw - 1280px) / 2 + 24px)); top: 42%; transform: translateY(-50%); max-width: 570px; color: white; }
.eyebrow, .badge { color: var(--primary-blue-10); font-size: 12px; text-transform: uppercase; letter-spacing: .16em; font-weight: 700; }
.hero h1 { margin: 8px 0 0; font-size: clamp(38px, 5vw, 58px); line-height: 1.05; letter-spacing: 0; overflow-wrap: anywhere; }
.hero h1 span { text-decoration: none; }
.hero-copy p:not(.eyebrow) { color: rgb(255 255 255 / .9); line-height: 1.7; font-size: 17px; }
.actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 28px; }
.primary, .secondary { display: inline-flex; align-items: center; justify-content: center; min-height: 44px; border-radius: 999px; padding: 0 20px; font-weight: 700; text-align: center; }
.primary { background: var(--primary); color: var(--primary-foreground); box-shadow: 0 14px 34px rgb(41 32 117 / .24); }
.secondary { border: 1px solid rgb(255 255 255 / .45); background: rgb(255 255 255 / .13); color: white; }
.stats { display: grid; grid-template-columns: repeat(3, 1fr); gap: 0; margin-top: 30px; overflow: hidden; border-radius: var(--radius-card); background: rgb(255 255 255 / .96); box-shadow: 0 12px 30px rgb(0 0 0 / .16); }
.stats strong { color: var(--sbi-blue); padding: 14px 12px; text-align: center; }
.stats strong + strong { border-left: 1px solid var(--grey-30); }
.stats small { display: block; color: var(--muted); font-size: 11px; margin-top: 3px; font-weight: 500; }
.dots { display: inline-flex; align-items: center; gap: 6px; }
.hero-controls { display: inline-flex; align-items: center; gap: 10px; width: fit-content; margin-bottom: 14px; border-radius: 999px; background: rgb(0 0 0 / .22); padding: 8px 10px; backdrop-filter: blur(8px); }
.dots button { width: 6px; height: 6px; border-radius: 999px; background: rgb(255 255 255 / .5); transition: width 180ms var(--ease-standard), background 180ms var(--ease-standard); }
.dots button.active { width: 18px; background: white; }
.carousel-toggle { width: 24px; height: 24px; background: transparent; color: white; box-shadow: none; }
.carousel-toggle .lucide { width: 13px; height: 13px; }

.visit-choice, .section-head, .locator, .footer-grid { display: grid; gap: 24px; }
.visit-choice { padding-block: var(--space-section-tight); justify-items: center; }
h2 { margin: 0; color: var(--sbi-blue); font-size: clamp(26px, 3vw, 38px); line-height: 1.14; letter-spacing: 0; }
h3 { margin: 0; color: var(--sbi-blue); }
p { color: var(--muted); line-height: 1.65; margin-block: 0; }
.visit-segment { width: min(760px, 100%); display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 4px; padding: 5px; border: 1px solid var(--grey-30); border-radius: 999px; background: var(--grey-10); box-shadow: var(--shadow-card); }
.visit-segment button { min-height: 46px; border-radius: 999px; background: transparent; color: var(--heading); padding: 0 18px; font-weight: 600; line-height: 1.2; white-space: normal; }
.visit-segment .selected { background: var(--primary); color: var(--primary-foreground); box-shadow: 0 8px 20px rgb(41 32 117 / .22); }

.saathi { position: relative; z-index: 5; isolation: isolate; margin-block: calc(-1 * var(--saathi-hero-overlap)) 0; display: block; width: min(1000px, calc(100% - 48px)); border: 1px solid var(--primary-blue-20); border-radius: var(--radius-panel); padding: clamp(24px, 3vw, 34px); background: rgb(255 255 255 / .98); color: var(--foreground); overflow: visible; box-shadow: var(--shadow-floating); }
.saathi h2 { color: var(--heading); text-align: center; font-size: clamp(28px, 3.2vw, 42px); line-height: 1.08; letter-spacing: 0; }
.saathi p { max-width: 680px; margin: 10px auto 0; color: var(--muted); text-align: center; font-size: 16px; }
.saathi-copy { min-width: 0; max-width: 840px; margin: 0 auto; }
.saathi small { display: block; margin-top: 12px; color: var(--muted); text-align: center; }
.tab-panel { display: none; margin-top: 18px; }
.tab-panel.active { display: block; }
.prompt-row { display: flex; gap: 8px; }
.saathi .prompt-row { margin-top: 26px; }
.prompt-row input, .locator-search input { flex: 1; border: 1px solid var(--line); background: var(--grey-10); border-radius: 14px; min-height: 48px; padding: 0 14px; }
.prompt-row button, .locator-search button { border-radius: 12px; background: var(--sbi-blue); color: white; padding: 0 16px; }
.ai-search-row { position: relative; align-items: center; gap: 0; width: min(820px, 100%); min-width: 0; margin-inline: auto; border: 2px solid transparent; border-radius: 999px; background: linear-gradient(white, white) padding-box, linear-gradient(96deg, var(--sbi-cyan), var(--primary-blue), var(--sbi-indigo)) border-box; padding: 6px; box-shadow: 0 18px 42px rgb(18 168 224 / .14), 0 6px 18px rgb(41 32 117 / .08); }
.ai-search-row::before { content: ""; position: absolute; inset: 6px; z-index: 0; border-radius: inherit; background: white; pointer-events: none; }
.ai-search-row img { display: none; }
.ai-search-row input { position: relative; z-index: 1; min-height: 58px; border: 0; background: transparent; border-radius: 999px; padding: 0 128px 0 24px; outline: none; box-shadow: none; font-size: 17px; }
.ai-search-row input::placeholder { color: rgb(116 116 116 / .82); }
.ai-search-row button { position: absolute; top: 50%; z-index: 1; transform: translateY(-50%); height: 42px; display: inline-flex; align-items: center; justify-content: center; border-radius: 999px; font-weight: 800; }
.ai-search-row .saathi-voice { right: 62px; width: 42px; min-width: 42px; padding: 0; background: var(--primary-blue-10); color: var(--primary-purple); box-shadow: inset 0 0 0 1px rgb(202 238 248 / .9); }
.ai-search-row .saathi-ask { right: 10px; width: 42px; min-width: 42px; border: 0; background: var(--ai-gradient); color: white; padding: 0; box-shadow: 0 10px 24px rgb(0 169 224 / .24); }
.ai-search-row .saathi-voice:hover, .ai-search-row .saathi-voice:focus-visible { background: var(--primary-blue-20); color: var(--sbi-blue); }
.ai-search-row .saathi-ask:hover, .ai-search-row .saathi-ask:focus-visible { filter: brightness(1.06); }
.ai-search-row .saathi-ask .lucide { width: 18px; height: 18px; }
.chips { display: flex; flex-wrap: wrap; justify-content: center; gap: 8px; margin-top: 14px; }
.chips button { text-align: left; background: white; border: 1px solid var(--primary-blue-20); border-radius: 999px; padding: 9px 13px; color: var(--sbi-blue); box-shadow: none; }

.section-head { grid-template-columns: 1fr auto; align-items: end; margin-bottom: 28px; }
.section-head p { margin-top: 8px; max-width: 620px; }
.section-head a { color: var(--sbi-mid); font-weight: 700; }
.schemes, .learning { padding-block: var(--space-section); }
.locator { margin-block: var(--space-section); }
.scheme-toggle { display: inline-flex; align-items: center; gap: 6px; border-radius: 0; background: transparent; color: var(--sbi-blue); padding: 4px 2px; font-weight: 800; box-shadow: none; }
.scheme-toggle:hover, .scheme-toggle:focus-visible { color: var(--primary-blue); background: transparent; text-decoration: underline; text-underline-offset: 4px; }
.scheme-toggle .lucide { transition: transform var(--motion-standard) var(--ease-out-strong); }
.schemes.expanded .scheme-toggle .lucide { transform: rotate(180deg); }
.scheme-actions { display: flex; justify-content: center; margin-top: 28px; }
.scheme-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.scheme-grid article, .help article, .learning article { border-radius: var(--radius-card); border: 1px solid var(--grey-30); background: white; overflow: hidden; box-shadow: var(--shadow-card); }
.cutout-card { position: relative; min-height: 432px; display: flex; flex-direction: column; border-radius: var(--radius-panel); background: var(--muted-surface); clip-path: polygon(0 0, calc(100% - 54px) 0, 100% 54px, 100% 100%, 0 100%); transition: transform var(--motion-standard) var(--ease-out-strong), box-shadow var(--motion-standard) var(--ease-standard), border-color var(--motion-standard) var(--ease-standard); }
.cutout-card::after { content: ""; position: absolute; top: 0; right: 0; width: 54px; height: 54px; background: linear-gradient(135deg, rgb(255 255 255 / .95) 0 49%, var(--primary-blue-20) 50%); border-bottom-left-radius: 18px; box-shadow: -6px 6px 16px rgb(63 63 63 / .12); }
.cutout-card:hover { transform: translateY(-4px); border-color: var(--primary-blue-20); box-shadow: var(--shadow-card-hover); }
.scheme-media { position: relative; height: 224px; overflow: hidden; }
.scheme-media::after { content: ""; position: absolute; inset: 0; background: linear-gradient(180deg, transparent 30%, rgb(0 0 0 / .56)); }
.scheme-grid img { width: 100%; height: 100%; object-fit: cover; transition: transform var(--motion-emphasis) var(--ease-out-strong); }
.cutout-card:hover img { transform: scale(1.04); }
.scheme-media span { position: absolute; left: 14px; bottom: 14px; z-index: 1; display: inline-flex; border-radius: 999px; background: rgb(255 255 255 / .95); color: var(--sbi-blue); padding: 7px 11px; font-size: 11px; text-transform: uppercase; letter-spacing: .08em; box-shadow: 0 8px 18px rgb(63 63 63 / .18); }
.scheme-body { display: grid; gap: 10px; padding: 22px; flex: 1; }
.scheme-body h3 { font-size: 22px; }
.scheme-body p { margin: 0; }
.scheme-card-actions { align-self: end; display: flex; align-items: center; justify-content: flex-start; gap: 12px; margin-top: 6px; }
.apply-cta { min-height: 38px; display: inline-flex; align-items: center; justify-content: center; border-radius: 999px; background: var(--primary); color: var(--primary-foreground); padding: 0 16px; font-weight: 800; opacity: 0; transform: translateY(8px); pointer-events: none; transition: opacity var(--motion-standard) var(--ease-standard), transform var(--motion-standard) var(--ease-out-strong), box-shadow var(--motion-standard) var(--ease-standard); box-shadow: 0 12px 26px rgb(41 32 117 / .22); }
.cutout-card:hover .apply-cta, .cutout-card:focus-within .apply-cta { opacity: 1; transform: translateY(-2px); pointer-events: auto; box-shadow: 0 16px 32px rgb(41 32 117 / .28); }
.eligibility-meter { display: grid; gap: 6px; margin-top: 2px; }
.eligibility-meter[hidden] { display: none; }
.eligibility-meter b, .eligibility-result b { display: flex; justify-content: space-between; gap: 12px; color: var(--heading); font-size: 13px; }
.eligibility-track { height: 8px; overflow: hidden; border-radius: 999px; background: var(--grey-30); }
.eligibility-track span { display: block; width: var(--score, 0%); height: 100%; border-radius: inherit; background: var(--score-color, var(--primary-blue)); transition: width var(--motion-emphasis) var(--ease-out-strong), background-color var(--motion-standard) var(--ease-standard); }
.eligibility-meter small, .eligibility-result small { color: var(--muted); font-weight: 700; }
.extra-scheme { display: none; opacity: 0; transform: translateY(8px); filter: blur(2px); }
.schemes.expanded .extra-scheme { display: flex; opacity: 1; transform: translateY(0); filter: blur(0); transition: opacity var(--motion-emphasis) var(--ease-standard), transform var(--motion-emphasis) var(--ease-out-strong), filter var(--motion-emphasis) var(--ease-out-strong); }
@starting-style {
  .schemes.expanded .extra-scheme { opacity: 0; transform: translateY(8px); filter: blur(2px); }
}

.locator { grid-template-columns: .88fr 1.12fr; align-items: stretch; border: 1px solid var(--line); border-radius: var(--radius-panel); overflow: hidden; padding: 0; box-shadow: var(--shadow-card); background: white; }
.locator-copy { padding: var(--space-card); }
.locator-copy p { margin-top: 10px; max-width: 520px; }
.locator-tabs { display: flex; flex-wrap: wrap; gap: 8px; margin: 22px 0 16px; }
.locator-tabs button { display: inline-flex; align-items: center; gap: 7px; border-radius: 999px; background: var(--primary-blue-10); color: var(--sbi-blue); padding: 9px 13px; transition: background-color var(--motion-standard) var(--ease-standard), color var(--motion-standard) var(--ease-standard), box-shadow var(--motion-standard) var(--ease-standard), transform var(--motion-standard) var(--ease-out-strong); }
.locator-tabs button:hover { transform: translateY(-1px); box-shadow: 0 10px 22px rgb(41 32 117 / .12); }
.locator-tabs .active, .locator-tabs button[aria-pressed="true"] { background: var(--sbi-blue); color: white; box-shadow: 0 12px 26px rgb(41 32 117 / .18); }
.locator-search { display: flex; gap: 10px; }
.locator-search button { display: inline-flex; align-items: center; gap: 7px; }
.nearest { margin-top: 20px; display: grid; gap: 4px; border: 1px solid var(--success-soft); background: var(--success-soft); color: var(--success); border-radius: var(--radius-card); padding: 16px; }
.nearest small { color: var(--success); }
.map-card { position: relative; min-height: 440px; overflow: hidden; background: var(--grey-10); }
.map-card iframe { position: absolute; inset: 0; width: 100%; height: 100%; border: 0; filter: saturate(.92) contrast(.96); }
.map-tooltip { position: absolute; top: var(--top); left: var(--left); z-index: 2; display: inline-flex; align-items: center; gap: 7px; min-height: 34px; border-radius: 999px; background: white; color: var(--sbi-blue); border: 1px solid var(--primary-blue-20); padding: 0 12px; box-shadow: 0 14px 34px rgb(63 63 63 / .18); font-size: 12px; font-weight: 800; transform: translate(-50%, -100%); transition: opacity var(--motion-standard) var(--ease-standard), transform var(--motion-standard) var(--ease-out-strong); }
.map-tooltip[hidden] { display: inline-flex; opacity: 0; pointer-events: none; transform: translate(-50%, calc(-100% + 10px)) scale(.96); }
.map-tooltip::after { content: ""; position: absolute; left: 50%; bottom: -5px; width: 10px; height: 10px; background: white; border-right: 1px solid var(--primary-blue-20); border-bottom: 1px solid var(--primary-blue-20); transform: translateX(-50%) rotate(45deg); }
.map-tooltip.atm { color: var(--primary-blue); }
.map-tooltip.csp { color: var(--sbi-blue); border-color: rgb(0 169 224 / .34); }
.map-tooltip.locker { color: var(--heading); border-color: rgb(41 32 117 / .24); }

.section-title { text-align: center; max-width: 680px; margin: 0 auto 28px; }
.section-title p { overflow-wrap: anywhere; }
.learning { text-align: left; }
.learning article { padding: 24px; }
.learning .why { background: var(--sbi-blue); color: white; }
.why h3, .why p { color: white; }
.learning article.why-sbi { padding: 0; }
.why-sbi { display: grid; grid-template-columns: minmax(0, .9fr) minmax(320px, .8fr); gap: clamp(28px, 5vw, 72px); align-items: stretch; min-height: 520px; border-radius: var(--radius-panel); padding: 0; overflow: hidden; box-shadow: var(--shadow-card); }
.why-copy { padding: clamp(32px, 5vw, 60px); }
.why-copy { max-width: 620px; text-align: left; }
.why-copy h3 { font-size: clamp(34px, 4vw, 58px); line-height: 1; }
.why-copy p { max-width: 520px; margin-top: 12px; font-size: 18px; }
.why-copy blockquote { margin: 24px 0 0; color: rgb(255 255 255 / .9); line-height: 1.7; }
.mini-stats { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 10px; margin: 26px 0; }
.mini-stats b { border-radius: 12px; background: rgb(255 255 255 / .12); padding: 14px; color: var(--primary-blue-10); }
.mini-stats small, blockquote span { display: block; color: rgb(238 238 246 / .9); font-size: 12px; font-weight: 500; }
.sbi-ring-art { position: relative; align-self: stretch; min-height: 100%; justify-self: stretch; overflow: hidden; border-radius: 0; }
.sbi-ring-art img { position: absolute; right: -190px; bottom: -190px; width: clamp(500px, 46vw, 720px); max-width: none; opacity: .24; filter: drop-shadow(0 34px 70px rgb(0 169 224 / .28)); }
.sbi-ring-art::before { content: ""; position: absolute; right: 6%; bottom: 16%; width: 34%; aspect-ratio: 1 / 1; border-radius: 50%; background: rgb(0 181 239 / .18); filter: blur(30px); }

.help-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; margin-top: 24px; }

.yono { overflow: hidden; background: var(--primary-purple); margin-block: var(--space-section-tight); }
.yono img { width: 100%; min-height: clamp(340px, 44vw, 560px); object-fit: cover; object-position: center; }

.help { position: relative; z-index: 1; isolation: isolate; overflow: hidden; margin-top: calc(-1 * var(--saathi-help-overlap)); background: radial-gradient(circle at 16% 18%, rgb(18 168 224 / .24), transparent 36%), linear-gradient(145deg, #280071, #292075 58%, #003d76); color: white; min-height: clamp(330px, 34vw, 430px); padding-block: calc(var(--saathi-help-overlap) + clamp(32px, 4vw, 48px)) clamp(54px, 7vw, 82px); }
.soft-aurora-canvas { position: absolute; inset: -1px; z-index: 0; width: calc(100% + 2px); height: calc(100% + 2px); display: block; pointer-events: auto; }
.help::before { content: ""; position: absolute; inset: 0; z-index: 1; background:
  radial-gradient(circle at 50% 20%, rgb(255 255 255 / .16), transparent 34%),
  linear-gradient(180deg, rgb(40 0 113 / .08), rgb(40 0 113 / .58)),
  linear-gradient(90deg, rgb(40 0 113 / .42), transparent 54%, rgb(0 61 118 / .26));
  pointer-events: none; }
.help::after { content: ""; position: absolute; inset: 0; z-index: 1; background: linear-gradient(180deg, rgb(0 0 0 / 0), rgb(0 0 0 / .08)); pointer-events: none; }
.help > .wrap { position: relative; z-index: 2; }
.help h2, .help p, .help h3 { color: white; }
.help article { display: grid; align-content: start; gap: 9px; min-height: 148px; background: rgb(255 255 255 / .1); border: 1px solid rgb(255 255 255 / .28); border-radius: var(--radius-card); padding: 22px; box-shadow: none; overflow: hidden; }
.help article > .lucide { width: 28px; height: 28px; color: var(--primary-blue-10); stroke-width: 1.8; }
.help article p { color: rgb(238 238 246 / .9); margin-bottom: 0; }
.support-card { transition: background-color var(--motion-standard) var(--ease-standard), border-color var(--motion-standard) var(--ease-standard), transform var(--motion-standard) var(--ease-out-strong); }
.support-card:hover, .support-card:focus-within { background: rgb(255 255 255 / .15); border-color: rgb(255 255 255 / .42); transform: translateY(-2px); }
.footer { background: linear-gradient(180deg, white, var(--primary-purple-10)); border-top: 1px solid var(--line); padding-block: var(--space-section-tight); }
.footer-grid { grid-template-columns: 1fr 2fr; }
.footer-brand { display: flex; align-items: center; gap: 12px; color: var(--sbi-blue); font-weight: 700; }
.footer-brand small { display: block; color: var(--muted); font-weight: 500; font-size: 12px; }
.footer-links { display: grid; grid-template-columns: repeat(4, 1fr); gap: 22px; }
.footer-links a { display: block; color: var(--muted); font-size: 14px; margin-top: 9px; }

.fab-cluster { position: fixed; right: 22px; bottom: 22px; z-index: 50; display: grid; justify-items: end; gap: 8px; }
.fab-prompts { display: flex; flex-direction: column; align-items: flex-end; gap: 6px; opacity: 0; visibility: hidden; pointer-events: none; transform: translateY(8px) scale(.98); transform-origin: bottom right; filter: blur(2px); transition: opacity var(--motion-standard) var(--ease-standard), transform var(--motion-standard) var(--ease-out-strong), filter var(--motion-standard) var(--ease-out-strong), visibility var(--motion-standard) var(--ease-standard); }
.fab-prompts button { min-height: 28px; border-radius: 999px; border: 1px solid var(--primary-blue-20); background: white; color: var(--primary-purple); padding: 0 10px; font-size: 12px; font-weight: 800; box-shadow: 0 10px 24px rgb(63 63 63 / .12); white-space: nowrap; }
.fab-cluster.open .fab-prompts { opacity: 1; visibility: visible; pointer-events: auto; transform: translateY(0) scale(1); filter: blur(0); }
.floating { min-width: 136px; min-height: 56px; display: inline-flex; align-items: center; justify-content: center; gap: 8px; overflow: hidden; border-radius: 999px; background: var(--ai-gradient); color: var(--primary-foreground); padding: 0 17px; box-shadow: 0 18px 40px rgb(41 32 117 / .32); font-weight: 800; white-space: nowrap; transition: box-shadow var(--motion-standard) var(--ease-standard), transform var(--motion-standard) var(--ease-out-strong); }
.floating:hover, .floating:focus-visible { transform: translateY(-2px); box-shadow: 0 22px 48px rgb(41 32 117 / .4); outline: none; }
.fab-cluster.open .floating, .floating.is-close { min-width: 56px; width: 56px; padding: 0; gap: 0; background: white; color: var(--primary-blue); border: 1px solid var(--primary-blue-20); box-shadow: 0 14px 32px rgb(63 63 63 / .18); }
.fab-cluster.open .floating:hover, .fab-cluster.open .floating:focus-visible, .floating.is-close:hover, .floating.is-close:focus-visible { background: var(--primary-blue-10); color: var(--sbi-blue); transform: translateY(-1px); box-shadow: 0 18px 38px rgb(63 63 63 / .2); }
.fab-icon { display: grid; place-items: center; width: 30px; height: 30px; flex: 0 0 30px; border-radius: 50%; background: transparent; color: white; font-size: 13px; }
.fab-cluster.open .fab-icon, .floating.is-close .fab-icon { color: var(--primary-blue); }
.fab-icon .lucide { width: 21px; height: 21px; }
.fab-text { opacity: 1; max-width: 120px; }
.fab-cluster.open .fab-text, .floating.is-close .fab-text, .fab-text.is-hidden { display: none !important; }
.scheme-dialog { width: min(680px, calc(100vw - 32px)); border: 0; border-radius: 20px; padding: 0; background: transparent; box-shadow: 0 30px 80px rgb(63 63 63 / .32); opacity: 0; transform: translateY(14px) scale(.985); transition: opacity var(--motion-emphasis) var(--ease-standard), transform var(--motion-emphasis) var(--ease-out-strong), overlay var(--motion-emphasis) allow-discrete, display var(--motion-emphasis) allow-discrete; }
.scheme-dialog[open] { opacity: 1; transform: translateY(0) scale(1); }
.scheme-dialog::backdrop { background: rgb(63 63 63 / .5); opacity: 0; transition: opacity var(--motion-emphasis) var(--ease-standard); }
.scheme-dialog[open]::backdrop { opacity: 1; }
@starting-style {
  .scheme-dialog[open] { opacity: 0; transform: translateY(14px) scale(.985); }
  .scheme-dialog[open]::backdrop { opacity: 0; }
}
.scheme-dialog-panel { position: relative; display: grid; gap: 16px; border-radius: 20px; background: white; padding: 28px; }
.scheme-dialog-media { margin: -28px -28px 2px; height: 220px; border-radius: 20px 20px 0 0; overflow: hidden; background: var(--primary-purple-10); }
.scheme-dialog-media img { width: 100%; height: 100%; object-fit: cover; display: block; }
.scheme-dialog .eyebrow { color: var(--primary-blue); margin: 0; }
.scheme-detail { color: var(--heading); font-weight: 700; }
.scheme-quiz, .scheme-details, .scheme-summary-block, .scheme-highlights-block { display: grid; gap: 12px; }
.scheme-details[hidden], .scheme-quiz[hidden] { display: none; }
.quiz-topline { display: flex; align-items: center; justify-content: space-between; gap: 12px; color: var(--muted); font-size: 13px; font-weight: 800; }
.scheme-skip { min-height: 0; border-radius: 0; background: transparent; color: var(--sbi-blue); padding: 2px; font-weight: 800; }
.scheme-skip:hover, .scheme-skip:focus-visible { color: var(--primary-blue); text-decoration: underline; text-underline-offset: 4px; }
.quiz-progress { height: 8px; overflow: hidden; border-radius: 999px; background: var(--primary-blue-10); }
.quiz-progress span { display: block; width: var(--progress, 33%); height: 100%; border-radius: inherit; background: var(--ai-gradient); transition: width var(--motion-emphasis) var(--ease-out-strong); }
.quiz-helper { border-radius: 12px; background: var(--primary-blue-10); color: var(--sbi-blue); padding: 10px 12px; font-size: 13px; line-height: 1.45; }
.scheme-quiz h3 { font-size: 20px; line-height: 1.25; }
.quiz-options { display: grid; gap: 10px; }
.quiz-options button { display: flex; align-items: center; justify-content: space-between; gap: 12px; min-height: 48px; border: 1px solid var(--grey-30); border-radius: 12px; background: white; color: var(--heading); padding: 12px 14px; text-align: left; font-weight: 800; }
.quiz-options button:hover, .quiz-options button:focus-visible { border-color: var(--primary-blue); background: var(--primary-blue-10); color: var(--sbi-blue); outline: none; transform: translateY(-1px); }
.eligibility-result { display: grid; gap: 7px; border-radius: 14px; background: var(--grey-10); padding: 14px; }
.eligibility-result[hidden] { display: none; }
.scheme-summary-block { border: 2px solid transparent; border-radius: 16px; padding: 16px; background: linear-gradient(white, white) padding-box, var(--ai-gradient) border-box; }
.scheme-summary-block h3, .scheme-highlights-block h3 { display: inline-flex; align-items: center; gap: 7px; font-size: 15px; }
.scheme-highlights { display: grid; gap: 8px; margin: 0; padding-left: 20px; color: var(--muted); line-height: 1.55; }
.scheme-dialog-actions { display: flex; flex-wrap: wrap; gap: 10px; align-items: center; }
.scheme-dialog-actions .secondary { border: 1px solid var(--primary-blue-20); background: white; color: var(--sbi-blue); }
.close-dialog { position: absolute; right: 16px; top: 16px; width: 36px; min-height: 36px; border-radius: 999px; background: var(--grey-10); color: var(--heading); padding: 0; }
.close-dialog:hover, .close-dialog:focus-visible { background: var(--primary-blue-10); color: var(--sbi-blue); }
.scheme-dialog .primary { margin-top: 4px; width: fit-content; }

@media (prefers-reduced-motion: reduce) {
  html:focus-within { scroll-behavior: auto; }
  *, *::before, *::after {
    animation-duration: .01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: .01ms !important;
  }
  .ticker-track {
    animation: none !important;
    transform: translateX(0) !important;
  }
  .hero-slide,
  .header-prompts,
  .language-panel,
  .quick-card-panel,
  .explore-panel,
  .fab-prompts,
  .scheme-dialog {
    filter: none !important;
    transform: none !important;
  }
  .hero-slide:not(.active) {
    visibility: hidden;
  }
  .cutout-card:hover,
  .floating:hover,
  .floating:focus-visible {
    transform: none;
  }
  .scheme-grid img,
  .cutout-card:hover img {
    transform: none;
  }
}

@media (max-width: 900px) {
  .desktop-only { display: none; }
  .menu-button { display: inline-flex; }
  .nav-inner { gap: 8px; }
  .brand { width: 40px; height: 40px; }
  .brand:hover, .brand:focus-visible { width: 126px; }
  .brand img { height: 40px; }
  .search button[type="submit"] { display: inline-flex; align-items: center; justify-content: center; right: 5px; width: 64px; padding: 0; font-size: 12px; }
  .header-voice { right: 74px; width: 36px; height: 36px; }
  .search input { padding-right: 116px; padding-left: 18px; height: 44px; }
  .search-logo { display: none; }
  .secondary-inner { overflow-x: auto; padding-block: 8px; }
  .secondary-inner { scrollbar-width: none; }
  .secondary-inner::-webkit-scrollbar { display: none; }
  .secondary-link { min-height: 34px; }
  .nav-menu { position: static; }
  .quick-card-panel, .explore-panel { position: absolute; left: 16px; right: 16px; top: calc(100% + 8px); width: auto; grid-template-columns: 1fr; min-height: 0; max-height: calc(100vh - 170px); overflow-y: auto; transform: translateY(12px) scale(.99); }
  .nav-menu.open .quick-card-panel, .nav-menu.open .explore-panel { transform: translateY(0) scale(1); }
  .mega-panel section { min-height: 0; border-left: 0; border-top: 1px solid var(--primary-blue-20); }
  .mega-panel .mega-feature { border-top: 0; }
  .mega-panel .mega-feature h3 { font-size: 22px; }
  .mega-panel .mega-feature p { font-size: 14px; }
  .mega-panel b { font-size: 14px; }
  .mega-panel section:not(.mega-feature) span { font-size: 12px; }
  .nav-card { min-height: 124px; }
  .nav-card h3 { font-size: 18px; }
  .hero-copy { left: 24px; right: 24px; }
  .hero-controls { margin-bottom: 14px; }
  .hero-slide::after { background: rgb(0 0 0 / .62); }
  .visit-choice, .saathi, .scheme-grid, .locator, .why-sbi, .yono, .footer-grid { grid-template-columns: 1fr; }
  .scheme-grid, .help-grid, .footer-links { grid-template-columns: repeat(2, 1fr); }
  .sbi-ring-art { justify-self: stretch; min-height: 280px; }
  .sbi-ring-art img { right: -145px; bottom: -155px; width: 520px; }
  .yono img { min-height: 360px; object-position: center; }
}

@media (max-width: 620px) {
  .wrap { padding-inline: 16px; }
  :root {
    --saathi-hero-overlap: 108px;
    --saathi-help-overlap: 154px;
  }
  .brand { width: 36px; height: 36px; }
  .brand:hover, .brand:focus-visible { width: 36px; }
  .brand img { height: 36px; }
  .brand-full { display: none; }
  .search { max-width: none; min-width: 0; }
  .search input { height: 38px; font-size: 14px; min-width: 0; padding-left: 14px; padding-right: 98px; }
  .search-logo { display: none; }
  .search button[type="submit"] { top: 4px; right: 4px; width: 56px; height: 30px; font-size: 11px; gap: 3px; }
  .search button[type="submit"] .lucide { width: 12px; height: 12px; }
  .header-voice { top: 4px; right: 66px; width: 30px; height: 30px; }
  .menu-button { width: 42px; height: 38px; padding: 0; font-size: 11px; justify-content: center; align-items: center; }
  .secondary-inner { gap: 8px; }
  .quick-card-panel, .explore-panel { left: 12px; right: 12px; transform: translateY(12px) scale(.99); }
  .nav-menu.open .quick-card-panel, .nav-menu.open .explore-panel { transform: translateY(0) scale(1); }
  .hero, .hero-slide img { min-height: 690px; }
  .hero-copy { left: 24px; right: auto; width: min(312px, calc(100vw - 48px)); max-width: none; overflow: visible; }
  .hero h1 { font-size: 26px; max-width: 100%; }
  .hero-copy p:not(.eyebrow) { font-size: 15px; max-width: 100%; overflow-wrap: anywhere; }
  .hero-controls { margin-bottom: 12px; padding: 7px 9px; }
  .actions { align-items: stretch; }
  .actions a { width: 100%; max-width: 280px; white-space: normal; }
  .help { min-height: 470px; margin-top: calc(-1 * var(--saathi-help-overlap)); padding-block: calc(var(--saathi-help-overlap) + 40px) 88px; }
  .section-title { max-width: calc(100vw - 48px); }
  .saathi { width: auto; max-width: none; margin: calc(-1 * var(--saathi-hero-overlap)) 24px 0 16px; overflow: hidden; padding: 26px 18px; }
  .saathi-copy { max-width: 100%; }
  .saathi h2 { font-size: 30px; overflow-wrap: anywhere; }
  .saathi p { overflow-wrap: anywhere; font-size: 15px; }
  .ai-search-row { width: 100%; padding: 5px; }
  .ai-search-row input { width: 100%; min-width: 0; min-height: 42px; padding-left: 15px; padding-right: 92px; font-size: 14px; }
  .ai-search-row img { display: none; }
  .ai-search-row button { height: 36px; }
  .ai-search-row .saathi-voice { right: 48px; width: 36px; min-width: 36px; }
  .ai-search-row .saathi-ask { right: 7px; width: 36px; min-width: 36px; }
  .ai-search-row .saathi-ask .lucide { width: 16px; height: 16px; }
  .stats { grid-template-columns: 1fr; }
  .visit-segment { grid-template-columns: 1fr; border-radius: 18px; }
  .visit-segment button { min-height: 52px; border-radius: 14px; padding-inline: 14px; font-size: 14px; }
  .scheme-grid, .help-grid, .footer-links { grid-template-columns: 1fr; }
  .why-sbi { min-height: 0; padding: 24px; }
  .mini-stats { grid-template-columns: 1fr; }
  .sbi-ring-art { min-height: 220px; }
  .sbi-ring-art img { right: -130px; bottom: -140px; width: 390px; }
  .fab-cluster { right: 16px; bottom: 16px; }
  .floating { min-width: 124px; min-height: 52px; padding: 0 15px; }
  .fab-cluster.open .floating, .floating.is-close { min-width: 52px; width: 52px; padding: 0; }
  .fab-icon { width: 28px; height: 28px; flex-basis: 28px; }
  .scheme-dialog { width: 100vw; max-width: none; max-height: 88vh; margin: auto 0 0; border-radius: 20px 20px 0 0; }
  .scheme-dialog-panel { max-height: 88vh; overflow-y: auto; border-radius: 20px 20px 0 0; padding: 24px 20px calc(24px + env(safe-area-inset-bottom)); }
  .scheme-dialog-media { margin: -24px -20px 0; height: 190px; }
  .scheme-dialog::backdrop { background: rgb(63 63 63 / .58); }
}

/* SBI platform refinement: full-width navigation sheets and calmer hero rhythm */
:root {
  --space-1: 8px;
  --space-2: 16px;
  --space-3: 24px;
  --space-4: 32px;
  --space-section: clamp(34px, 4.6vw, 56px);
  --space-section-tight: clamp(24px, 3.4vw, 36px);
  --saathi-hero-overlap: clamp(82px, 9vw, 112px);
  --radius-panel: 18px;
  --radius-card: 12px;
  --shadow-card: 0 10px 28px rgb(63 63 63 / .07);
  --shadow-card-hover: 0 18px 42px rgb(63 63 63 / .13);
  --shadow-floating: 0 18px 46px rgb(41 32 117 / .16);
  --background: var(--grey-0);
  --foreground: var(--heading);
}

body {
  background: var(--background);
}

.wrap {
  padding-inline: var(--space-3);
}

.site-header,
.nav-row {
  background: white;
}

.nav-inner {
  min-height: 64px;
}

.secondary-link {
  border: 1px solid transparent;
  border-radius: 999px;
  padding-inline: 16px;
  font-weight: 700;
}

.secondary-link:hover,
.secondary-link:focus-visible,
.nav-menu.open > .secondary-link {
  border-color: var(--primary-blue-20);
  background: var(--primary-blue-10);
}

.quick-card-panel,
.explore-panel {
  position: fixed;
  inset: 94px 0 auto 0;
  width: 100vw;
  max-width: none;
  border: 0;
  border-top: 1px solid var(--primary-blue-20);
  border-bottom: 1px solid var(--primary-blue-20);
  border-radius: 0;
  background: rgb(255 255 255 / .98);
  box-shadow: 0 24px 54px rgb(41 32 117 / .12);
  color: var(--heading);
  display: grid;
  gap: 0;
  padding: 22px clamp(28px, 4vw, 64px);
  overflow: visible;
  transform: translateY(10px);
  transform-origin: top center;
  filter: none;
}

.header-nav .quick-card-panel,
.header-nav .explore-panel {
  left: 0;
  right: 0;
}

.explore-panel {
  grid-template-columns: repeat(5, minmax(0, 1fr));
}

.quick-card-panel {
  grid-template-columns: repeat(8, minmax(0, 1fr));
}

.nav-menu.open .quick-card-panel,
.nav-menu.open .explore-panel,
.nav-menu.open .quick-card-panel {
  transform: translateY(0);
  filter: none;
}

.mega-panel section {
  width: 100%;
  min-height: 0;
  padding: 12px clamp(14px, 1.4vw, 22px);
  border-left: 1px solid var(--primary-blue-20);
  background: transparent;
}

.mega-panel .mega-feature {
  border-left: 0;
  border-radius: 16px;
  background: var(--primary-blue-10);
  padding: 20px;
}

.mega-panel .mega-feature span {
  background: white;
  border: 1px solid var(--primary-blue-20);
  color: var(--sbi-blue);
}

.mega-panel .mega-feature h3 {
  margin-top: 18px;
  font-size: 26px;
  line-height: 1.04;
}

.mega-panel .mega-feature p {
  max-width: 260px;
  font-size: 14px;
  line-height: 1.55;
}

.mega-panel h3 {
  margin-bottom: 12px;
  font-size: 11px;
  letter-spacing: .08em;
}

.mega-panel a {
  min-height: 56px;
  padding: 10px 12px;
  border: 0;
  border-radius: 10px;
  align-content: center;
}

.mega-panel a:hover,
.mega-panel a:focus-visible {
  background: var(--primary-blue-10);
  transform: none;
}

.mega-panel b {
  font-size: 13px;
}

.mega-panel section:not(.mega-feature) span {
  font-size: 11px;
  line-height: 1.28;
}

.hero {
  min-height: clamp(720px, 74vw, 780px);
}

.hero-slide img {
  min-height: clamp(720px, 74vw, 780px);
}

.hero-slide::after {
  background: linear-gradient(90deg, rgb(0 0 0 / .08), rgb(0 0 0 / .45) 48%, rgb(0 0 0 / .7));
}

.hero-copy {
  top: 39%;
  max-width: 520px;
}

.hero h1 {
  font-size: clamp(34px, 4.5vw, 54px);
}

.hero-copy p:not(.eyebrow) {
  font-size: 16px;
  line-height: 1.58;
}

.hero-controls {
  margin-bottom: 14px;
}

.stats {
  margin-top: 22px;
}

.saathi {
  width: min(940px, calc(100% - 48px));
  margin-block: calc(-1 * var(--saathi-hero-overlap)) 0;
  border-radius: var(--radius-panel);
  box-shadow: var(--shadow-floating);
}

.help {
  background:
    radial-gradient(circle at 18% 18%, rgb(18 168 224 / .28), transparent 36%),
    radial-gradient(circle at 78% 28%, rgb(123 231 255 / .18), transparent 32%),
    linear-gradient(145deg, #280071, #292075 58%, #003d76);
}

.footer {
  border-top-color: var(--primary-blue-20);
}

@media (max-width: 1100px) {
  .quick-card-panel,
  .explore-panel {
    inset-inline: 0;
    width: 100vw;
    grid-template-columns: 1fr 1fr;
    max-height: calc(100vh - 96px);
    overflow-y: auto;
  }

  .mega-panel .mega-feature {
    grid-column: 1 / -1;
  }
}

@media (max-width: 900px) {
  .quick-card-panel,
  .explore-panel {
    position: absolute;
    left: 16px;
    right: 16px;
    top: calc(100% + 8px);
    width: auto;
    grid-template-columns: 1fr;
    padding: 12px;
    border: 1px solid var(--primary-blue-20);
    border-radius: 16px;
  }

  .mega-panel section {
    border-left: 0;
    border-top: 1px solid var(--primary-blue-20);
  }

  .mega-panel .mega-feature {
    border-top: 0;
  }

  .hero-copy {
    left: 24px;
    right: 24px;
    max-width: none;
  }
}

@media (max-width: 620px) {
  :root {
    --saathi-hero-overlap: 36px;
  }

  .wrap {
    padding-inline: var(--space-2);
  }

  .hero,
  .hero-slide img {
    min-height: 820px;
  }

  .hero-copy {
    top: 40%;
    width: min(326px, calc(100vw - 48px));
    padding: 20px;
  }

  .hero h1 {
    font-size: 28px;
  }

  .hero-copy p:not(.eyebrow) {
    font-size: 14px;
    line-height: 1.5;
  }

  .actions {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--space-1);
  }

  .stats {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }

  .stats strong {
    padding: 10px 6px;
    font-size: 16px;
  }

  .stats strong + strong {
    border-left: 1px solid var(--grey-30);
    border-top: 0;
  }

  .stats small {
    font-size: 9px;
    line-height: 1.15;
  }

  .saathi {
    width: auto;
    margin: calc(-1 * var(--saathi-hero-overlap)) 16px 0;
  }
}

/* Design engineering motion pass */
:root {
  --ease-out: cubic-bezier(.23, 1, .32, 1);
  --ease-in-out: cubic-bezier(.77, 0, .175, 1);
  --ease-drawer: cubic-bezier(.32, .72, 0, 1);
  --dur-press: 120ms;
  --dur-fast: 160ms;
  --dur-ui: 200ms;
  --dur-panel: 180ms;
  --dur-carousel: 420ms;
}

.language,
.auth-cta,
.menu-button,
.secondary-link,
.primary,
.secondary,
.visit-segment button,
.prompt-row button,
.locator-search button,
.chips button,
.scheme-toggle,
.scheme-body button,
.locator-tabs button,
.floating,
.close-dialog,
.fab-prompts button,
.quiz-options button,
.scheme-skip {
  transition:
    background-color var(--dur-fast) ease,
    border-color var(--dur-fast) ease,
    color var(--dur-fast) ease,
    box-shadow var(--dur-fast) ease,
    opacity var(--dur-fast) ease,
    transform var(--dur-press) var(--ease-out);
}

.language:active,
.auth-cta:active,
.menu-button:active,
.secondary-link:active,
.primary:active,
.secondary:active,
.visit-segment button:active,
.prompt-row button:active,
.locator-search button:active,
.chips button:active,
.scheme-toggle:active,
.scheme-body button:active,
.locator-tabs button:active,
.floating:active,
.close-dialog:active,
.fab-prompts button:active,
.quiz-options button:active,
.scheme-skip:active {
  transform: scale(.97);
}

.quick-card-panel,
.explore-panel {
  opacity: 0;
  transform: translateY(8px);
  filter: none;
  transition:
    opacity var(--dur-panel) var(--ease-out),
    transform var(--dur-panel) var(--ease-out),
    visibility var(--dur-panel) var(--ease-out);
}

.nav-menu.open .quick-card-panel,
.nav-menu.open .explore-panel {
  opacity: 1;
  transform: translateY(0);
}

.mega-panel section {
  opacity: 0;
  transform: translateY(6px);
  transition:
    opacity var(--dur-panel) var(--ease-out),
    transform var(--dur-panel) var(--ease-out),
    background-color var(--dur-fast) ease;
}

.nav-menu.open .mega-panel section {
  opacity: 1;
  transform: translateY(0);
}

.nav-menu.open .mega-panel section:nth-child(1) { transition-delay: 0ms; }
.nav-menu.open .mega-panel section:nth-child(2) { transition-delay: 30ms; }
.nav-menu.open .mega-panel section:nth-child(3) { transition-delay: 60ms; }
.nav-menu.open .mega-panel section:nth-child(4) { transition-delay: 90ms; }
.nav-menu.open .mega-panel section:nth-child(5) { transition-delay: 120ms; }
.nav-menu.open .mega-panel section:nth-child(6) { transition-delay: 150ms; }
.nav-menu.open .mega-panel section:nth-child(7) { transition-delay: 180ms; }
.nav-menu.open .mega-panel section:nth-child(8) { transition-delay: 210ms; }

.hero-slide {
  transition: transform var(--dur-carousel) var(--ease-in-out), visibility var(--dur-carousel) var(--ease-out);
}

.hero-copy {
  opacity: 0;
  transform: translateY(calc(-50% + 6px));
  transition:
    opacity var(--dur-ui) var(--ease-out) 90ms,
    transform var(--dur-ui) var(--ease-out) 90ms;
}

.hero-slide.active .hero-copy {
  opacity: 1;
  transform: translateY(-50%);
}

.dots button {
  position: relative;
  overflow: hidden;
}

.dots button.active {
  width: 24px;
  background: rgb(41 32 117 / .22);
}

.dots button.active::after {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: inherit;
  background: var(--sbi-blue);
  transform: scaleX(0);
  transform-origin: left center;
  animation: hero-dot-progress 5s linear forwards;
}

.hero.is-paused .dots button.active::after {
  animation-play-state: paused;
}

@keyframes hero-dot-progress {
  to { transform: scaleX(1); }
}

.cutout-card,
.scheme-grid img,
.support-card,
.fab-prompts,
.floating,
.scheme-dialog,
.scheme-dialog::backdrop {
  transition-timing-function: var(--ease-out);
}

.cutout-card {
  transition:
    transform var(--dur-ui) var(--ease-out),
    box-shadow var(--dur-ui) ease,
    border-color var(--dur-fast) ease;
}

.scheme-grid img {
  transition: transform var(--dur-ui) var(--ease-out);
}

.apply-cta {
  transition:
    opacity var(--dur-fast) ease,
    transform var(--dur-fast) var(--ease-out),
    box-shadow var(--dur-fast) ease;
}

.eligibility-track span,
.quiz-progress span {
  transition: width 260ms var(--ease-out), background-color var(--dur-fast) ease;
}

.scheme-dialog {
  transform: scale(.97);
  transition:
    opacity 220ms var(--ease-out),
    transform 220ms var(--ease-out),
    overlay 220ms allow-discrete,
    display 220ms allow-discrete;
}

.scheme-dialog[open] {
  transform: scale(1);
}

.scheme-dialog::backdrop {
  transition: opacity 180ms ease;
}

.fab-prompts {
  transform: translateY(6px) scale(.98);
  filter: none;
  transition:
    opacity var(--dur-ui) var(--ease-out),
    transform var(--dur-ui) var(--ease-out),
    visibility var(--dur-ui) var(--ease-out);
}

.fab-cluster.open .fab-prompts {
  filter: none;
}

@media (hover: hover) and (pointer: fine) {
  .cutout-card:hover {
    transform: translateY(-3px);
  }

  .cutout-card:hover img {
    transform: scale(1.025);
  }

  .cutout-card:hover .apply-cta,
  .cutout-card:focus-within .apply-cta {
    transform: translateY(0);
  }

  .support-card:hover,
  .support-card:focus-within {
    transform: translateY(-2px);
  }

  .floating:hover,
  .floating:focus-visible {
    transform: translateY(-1px);
  }
}

@media (hover: none), (pointer: coarse) {
  .cutout-card:hover,
  .cutout-card:hover img,
  .support-card:hover,
  .floating:hover {
    transform: none;
  }
}

@media (max-width: 620px) {
  .hero-copy,
  .hero-slide.active .hero-copy {
    transform: none;
  }

  .scheme-dialog {
    transform: translateY(100%);
    transition:
      opacity 260ms var(--ease-drawer),
      transform 260ms var(--ease-drawer),
      overlay 260ms allow-discrete,
      display 260ms allow-discrete;
  }

  .scheme-dialog[open] {
    transform: translateY(0);
  }
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    animation-duration: .01ms !important;
    animation-iteration-count: 1 !important;
    scroll-behavior: auto !important;
    transition-duration: .01ms !important;
  }

  .hero-slide,
  .hero-copy,
  .quick-card-panel,
  .explore-panel,
  .mega-panel section,
  .scheme-dialog,
  .fab-prompts {
    transform: none !important;
  }

  .dots button.active::after {
    animation: none !important;
    transform: scaleX(1);
  }
}